This post is mainly about the insurance fees in Finland. Briefly in English.
This topic came out when some people were shocked about the sum of money I used to get Minnie well again (MRI and surgery). The total amount was a bit over €3.000 and as I didn’t have insurance I paid the full amount.
If I count the annual insurance fees for a Flatcoated Retriever and multiply it with 8 (Minnies age) + also add the excess (35% of the vet fee) I have actually saved even if the insurance covered the whole €.3000. In eight years the saving is total of €1286 without the insurance.
Minnie was worth every penny and now I can even tell the amount I have saved without the insurance for her.
It’s all business, not charity. Insurance I mean.
All you need is savings.